Stephen Foster | (816) 582-4795
Life Insurance
Disability and Long-Term Care
Debt Elimination
Wealth Accumulation and Distribution
Eliminate Debt

Interest on debt kills cash flow and you need to learn how to manage both. 
Money Strategies That Work
Achieve a level of financial independence most only dream of. 
Empowering Clients

Take charge of your own financial issues—you should be the one in control. 
When People Make Bad Decisions About Their Money, They Suffer. 
The problem is most people don’t know how to make good financial decisions.
People normally make money decisions based on what they want not what they need.  With good information and knowledge they want what they need, which puts them in a far better financial position.

Part of my job is to help people want what they need. In other words, I help people make the best decisions for their money based on their needs.  

Pretty much everyone I’ve ever met wants high returns on their money. What they really need is consistency. That will get the best rate of return over the long haul.   

We all want competitive returns without huge fluctuations. This ensures we are consistently making money on the money we’ve saved. 

It is entirely possible to make that happen, as long as you take the time understand what true diversification is—and then implement it in your financial plan. 

Who doesn’t want security? Most people don’t want to lose any of their money. They’ve worked hard for it and exerted the discipline to save it. 

True financial security comes with implementing a money management plan that is comprehensive. 

You can’t pigeonhole your money. 
Hello! I'm Stephen Foster.
“ My job is to not make decisions about your money. My job is to give you clear accurate information so you can make informed decisions for yourself ."
The end game of sound money management is pretty straight forward: 
  • You’ve ensured that you and your family are taken care of financially. 
  •  You have saved enough and invested wisely enough so that you can enjoy a comfortable retirement.
  •  Your kids can obtain a college degree.
  •  You protect yourself and your family. So regardless of what happens, your dreams and desires come to fruition.    
This is true financial independence in the long haul. 

Most people think that the only place to make money on money is in the stock market.  Having some of your money in the stock market is great—if you can afford the risk. But safe money management—the kind that gets you what you need—requires other avenues of saving and making money on your money.  

More people lose money in the stock market than make money. This is because of expenses, taxes, inflation, and also because of psychology—they sell out of fear, which isn’t the smart thing to do.  

What if you need the money, have a medical issue, or have to help a family member or its time for you to retire? You want it accessible, but you also don’t want to decimate the savings you have.
MONEY SCHOOL
Free Tips & 'How-To' Information
Updated every 1 to 3 weeks, this webinar series will provide you great insights into how money works.

Hosted by key industry leaders, you will learn helpful hints and little-known secrets on how to save, keep, grow, and protect your money.

Pause the video for more options and links to free downloads on the video topic.

Visit Often. Topics change regularly.
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“Free men can easily become enslaved, if they let others do their thinking and talking, instead of using their own heads."

~Richard Puz, The Carolinian
For anyone who wants to get out of debt, build wealth, and become financially independent.
Free Download!
CLICK BELOW to download a free chapter of MISSION ONE MILLION by my colleagues, Merle Gilley and Steve Burton.

Together, the Mission ONE Million team has helped thousands take control of their money and create wealth.
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It’s all about efficiency—about return of your money not ON your money.
Return of money—means you’re not going to lose it.  You put it in a safe place and it comes back to you. 

Return on your money—means rolling the dice on a business venture or in a real estate deal or even putting it all on riskier stock market investments.  Some people think the stock market isn’t risky because it always comes back. That’s true, but it took 15 years for the NASDAQ to come back after it crashed twenty years ago.  

If you’re willing to wait that long, great.   

Efficiency incorporates the know-how to ensure low expenses, low taxes, getting your money to provide more than one benefit at a time, and handling debt effectively (and I’m not talking about the “snowball effect.”)  

When I talk to people about money, I tell them four things:
  •  Just because you’re taking more risk does not mean you will make more money. You’re just taking more risk.
  •  Most people are losing a great deal of wealth unknowingly and unnecessarily. 
  •   Our goal is to recapture the wealth you’ve lost unknowingly and unnecessarily.
  •   And last but most certainly not least: tax evasion is immoral, unethical, and illegal, you go to jail and you should. Tax avoidance is moral, ethical, legal, and the American way.   You should never pay more taxes than you absolutely have to.    
Ever since I was a teenager I’ve been fascinated by how you turn one dollar into two or, even better, three.  It’s become my life’s work to help others use what I’ve learned to their advantage.

But don’t take my word for it. Take the holistic “macro” approach. Show me your numbers; get the facts.  See what can happen with your money when you stop losing it unknowingly or unnecessarily through taxes, inflation, and lost opportunity costs. 

It is quite possible to have financial independence and never have to worry about money. Imagine life where your bills are paid now and in the future. Imagine not being dependent upon anyone or anything else—but you. 

That’s the freedom that comes from making sound money decisions.
Serving the Greater Kansas City Metro, Western Missouri and Eastern Kansas Area
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*This does not represent any particular investment and is for illustrative purposes only. It is not meant to be accounting, legal, or tax advice; seek competent accounting, tax, and legal counsel for specific needs. It does not consider your particular financial situation. This is not intended to suggest a permanent life insurance contract is a securities contract or a securities product. There are fees and expenses with insurance products and with securities products. This does not take into account life insurance fees and expenses. When comparing insurance products to securities products, you should consider the fees and expenses per the insurance company’s product illustration and the investment company’s disclosure document or prospectus.
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